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1 . |
The debenture holders of a company are its_____. |
A). Employees |
B). Debtors | C). Creditors |
D). Partners |
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Answer & Explanation
Answer : Option
C
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Explanation : |
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A debenture holder is a person or an organization that has lent money to a company or firm in the form of debentures or loan. |
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2 . |
Ministry of Communications and IT has launched a social security scheme the Service Discharge
Benefit Scheme (SDBS) -------------. |
A). To provide financial security to Gramin Dak Sevaks |
B). To provide insurance for the rural poor | C). To provide risk cover for the urban slums |
D). None of these |
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Answer & Explanation
Answer : Option
A
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Explanation : |
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It provides post-retirement financial security to over 2.73 lakh Gramin Dak Sevaks (GDS). The Department of posts has decided to deposit Rs.200 GDS per month. |
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3 . |
In which year National Bank for Agriculture and Rural Development (NABARD) was established in _____ |
A). 1991 |
B). 1982 | C). 1952 |
D). 1968 |
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Answer & Explanation
Answer : Option
B
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Explanation : |
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NABARD was established on 12th July 1982 and owned by the Government of India and Reserve Bank of india (RBI). It is an apex development bank of the country for supporting and promoting agriculture and rural development. |
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4 . |
In banking terminology bad loans refer to ------------------. |
A). Bad debts |
B). Non performing assets | C). underwriting assets |
D). Fictitious assets |
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Answer & Explanation
Answer : Option
B
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Explanation : |
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Non-performing assets, also called non-performing loans, are loans, made by a bank or finance company, on which repayments or interest payments are not being made on time. |
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5 . |
Which of the following department is not a part of Finance Ministry of India ? |
A). Department of Revenue |
B). Department of Expenditure | C). Department of Economic Affairs |
D). Department of industrial policy and promotion |
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Answer & Explanation
Answer : Option
D
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Explanation : |
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The departments under finance ministry are :
A. Economic Affairs
B.Expenditure
C.Revenue
D.Financial Services
E.Disinvestment |
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6 . |
Which of the following is the name of a Private Sector Bank in India ? |
A). IDBI Bank |
B). Axis Bank | C). Corporation Bank |
D). UCO Bank |
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7 . |
What is an Indian Depository Receipt ? |
A). A deposit account with a Public Sector Bank |
B). A depository account with any of Depositories in India | C). An instrument in the form of depository receipt created by an Indian depository against
underlying equity shares of the issuing company |
D). An instrument in the form of deposit receipt issued by Indian depositories |
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Answer & Explanation
Answer : Option
C
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Explanation : |
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IDR is an insturment in the form of a Depository Receipt created by the indian depository in india against the underlying equity shares of the issuing comapany. |
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8 . |
Which is included in Capital budget ? |
A). Income Received from public borrowings |
B). Income received from tax - sources | C). Income received from non-tax sources |
D). All of the above |
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9 . |
Mobile banking is set to get a boost from IMPS, which stands for---------------- |
A). Inter-Bank Mobile Payment Service |
B). Inter-Bank Money Portability Service | C). Intra-Bank Mobile Payment System |
D). Inter-Bank Money Preventing System |
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Answer & Explanation
Answer : Option
A
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Explanation : |
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Interbank Mobile Payment Service (IMPS)
launch on 22nd November 2010 by
Shyamala Gopinath, DG RBI at Mumbai
and this service is now available to the
Indian public. IMPS offers interbank
electronic fund transfer service through
mobile phones. |
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10 . |
What is the full form of NSDL? |
A). National Securities Depository Limited |
B). National Securities Demanding Liability | C). National Sample Depository Limited |
D). National Sample Driven Land |
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