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General Awareness Quiz 20 for SBI & IBPS exams

IBPS Online June 22, 2016

General Awareness Quiz 20 for SBI & IBPS exams

1 . Regional Rural Banks are empowered to transact the business of banking as defined under
A.   Section 5(b) of Banking Regulation Act, 1949
B.   Union Budget every year
C.   Regional Rural Banks A 1976
D.   All of the above
 
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2 . The working funds of primary agricultural societies is obtained from
A.   owned funds comprising share capital, entrance fees and reserve fund
B.   Deposits from members and non members
C.   Loans from co-operative Banks and the Governments
D.   All of the above
 
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3 . Central Co-operative Banks
A.   Serve as the connecting links between state co-operative banks and primary credit societies
B.   Finance the primary credit societies, balance the excess and deficiency in their resources but do little commercial banking
C.   are closer to the primary societies than an Apex Bank
D.   All of the above
 
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4 . The state Co-operative Banks
A.   assume the key position in the co-operative credit structure
B.   undertake both mobilisation of resources as well as proper development among various sectors
C.   carry out the role of intermediaries between the money market and Central Co-operative Banks
D.   All of the above
 
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5 . The first Land Mortgage Bank was established in
A.   1920. at J hind in Punjab
B.   1929 at Chennai
C.   1947 at New Delhi
D.   None of these
 
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6 . Land Mortgage Bank provides long term credit against the security of
A.   Crop
B.   Mortgage of land generally for a period of 5 to 20 years
C.   Intangible assets
D.   None of these
 
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7 . The main objective of Land Development Bank is
A.   Providing investment credit for agriculture
B.   Providing crop loans to the farmers or agriculture
C.   Developing allied activities in rural and semi urban areas
D.   None of these
 
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8 . The regulatory authority for the activities of Merchant Banker in India is
A.   Reserve Bank of India
B.   Ministry of Finance
C.   Securities and exchange board of Delhi
D.   All of the above
 
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9 . What are major functions undertaken by merchant bankers?
A.   Issue Management
B.   Capital Structuring
C.   Market Maker in Capital market
D.   All of the above
 
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10 . Which of the following is not the function of a merchant banker ?
A.   Collection of bills and cheques
B.   Issue management
C.   Preparation of project reports
D.   All of the above
 
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